Available in Ecuador, Costa Rica, Chile and UruguayDo you know what REDFi is?
It is your US-dollar account in the United States. In your name, from your phone, without travelling.
You give your client a US account number and routing number. They pay you the way they pay any supplier there, and the money lands in your account.
- Free to open
- About 5 minutes
- No US address or SSN
What changes when you get paid with REDFi
REDFi in 30 seconds
One account, three things you do with it.
- 01
Get paid like you live in the US
Your own account with an account number and routing number. Your client pays you with a domestic US wire. You can also receive USDC or USDT.
- 02
Hold dollars
Your balance stays in digital dollars (USDB) and earns REDFi Rewards while you hold it.
- 03
Move it when you want
Send by wire or ACH to US accounts, or turn your dollars into USDC and send them to your wallet or exchange.
How you start
- 1
Open your account
Create your login, turn on your security code and verify your identity with your ID. About 5 minutes.
- 2
Share your details
Copy your account number and routing number and send them to whoever pays you.
- 3
Get paid and use it
The payment lands in your account and you see it in the app. From there you hold it or move it.
What REDFi is not, so there are no surprises
- Not a bank
- REDFi is a technology company. Payment services are provided by Bridge, a licensed money transmitter owned by Stripe. We verify every customer and every account uses a security code.
- No incoming ACH
- Your client pays you with a domestic US wire or in stablecoins. If they can only pay by ACH, it is not for you yet.
- No local-currency conversion yet
- In Costa Rica, Chile and Uruguay we do not convert to colones or pesos. Your dollars stay dollars.
Frequently asked questions
What does it cost?
Opening your account is free. Before you confirm any movement you see the exact cost, with no hidden fees. You see your prices when you sign up.
Do I need to live in the US or have an SSN?
No. You do not need a US address, bank account or Social Security number. We give you your account details after verifying your identity.
Who can pay me?
Any person or company with a US bank account that can send a domestic wire. You can also receive USDC or USDT.
How long does a payment take?
Usually minutes, once the banking network processes the wire. You see it in your app as soon as it arrives.
What are REDFi Rewards?
Promotional rewards on the balance you hold in USDB. They are not interest, banking yield or investment returns.
Why do you ask for my ID and a security code?
Because it is a real financial account. Verifying your identity is required, and the code protects your money even if someone knows your password.
Is it for people or companies?
Both. Freelancers and remote workers open a personal account; companies open a business account.
Getting paid for your work should not be another job.
Open your US-dollar account today. It is free and takes about 5 minutes.